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Overcoming the Challenge of Winter
Thursday, 28 February 2008
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By Michael Greeves

  Even though the temps have dropped and there is more snow than sunshine, that doesn't mean you put your running shoes in the back of your closet. There are ways to stay fit whether you want to be indoors or outdoors.

1. Indoors

If you would like to stay indoors, there are many ways to burn those calories and strengthen your muscles. Check out your local fitness center and see what equipment and services they offer. The gym might be a nice alternative if you don't want to venture outside for a run.

2. Outdoors

If you do not want to spend the extra money on a gym pass and still want to stay active, you can run outside in the cold weather.

- Extra layers will help retain heat and you can always peel off layers

- Make sure your pants are longer and you don't have skin exposed

- Wear mittens, your fingers will thank you

- A neck warmer may help

-
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Last Updated ( Thursday, 28 February 2008 )
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Creating your own will
Wednesday, 27 February 2008
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By Jeff08 Moore08

  ESTATE AND FAMILY PLANNING

The objective of estate or family planning is to minimize taxes, reduce or eliminate probate and to maximize the beneficiary's estate, apart from reducing family conflicts, misunderstandings and rivalry in the future.

Without proper planning sibling rivalry and issues regarding the distribution of property will intensify. It is important to overcome negative outcomes such as family members not speaking to one another, lawsuits, or strained relationships through estate planning in advance.

It is also very necessary to consider such human factors as to where to begin discussion. The owner has the ultimate right to decide what is to be done with the property, hence all legal aspects of ownership needs to be clarified. Once it becomes clear as to who owns what, where and to what extent it will help to transfer the property smoothly before or after death. Problems can arise if the owner does not accept the right of owner ship and with it the responsibility of property transfer.

Sometimes children can forget who owns the property and at times, the
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Last Updated ( Wednesday, 27 February 2008 )
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